Attention homeowners in Oklahoma City and Oklahoma County: Get an Appraisal today!
Here are the top seven reasons OK homeowners order from Appraisal Support Site:
Own a house in or near Oklahoma City, OK and need help deciding the value of it?
We at Appraisal Support Site understand the individual needs of a homeowner looking for appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like lenders, attorneys, and accountants. As our non-traditionalclient, we will provide you with extra guidance and explanations through the appraisal process to understand what we do and how we present our findings.
Pre-listing Services/For Sale By Owner (FSBO)
Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Professional appraisers, like the ones at Appraisal Support Site, are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract many interested buyers, a professional appraisal is very crucial as a negotiating tool once you have an attainable buyer. It's something concrete to show your buyer. It's an independent third party's opinion of your home's price, and not just how much your home is worth. Interested buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to an experienced appraiser's value judgement than yours.
PMI Removal Appraisals
PMI stands for Private Mortgage Insurance. An attractive way to cut costs for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is less than 80% of the value of your property, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. At Appraisal Support Site, we're qualified in helping folks just like you rid yourselves of unwanted and unneeded PMI insurance.
Challenging property tax assessments
Lets say you live in an area that's declining -- your local tax assessor may have your home overvalued. This means you are probably paying higher taxes than you should be paying. The earlier you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal report from Appraisal Support Site is your best weapon when contesting your property tax assessment.
HELOC recently frozen?
If your house is in a declining area, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow angle. An expert appraisal from Appraisal Support Site can help you reinstate your HELOC.
We Also Provide Field and Desktop Appraisal Review Services
Would you wish a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you want a veteran appraiser to double-check your appraisal for verity? We can go out and check the subject and comps in question in a field review. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Appraisal Support Site can help you with that. While usually requested by banks, you may wish to take advantage of this service if you suspect mortgage fraud related to your home.